Liability Coverage
Ensure that You’re Insured
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
Components of Liability
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.
- Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
- Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.
If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.
It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Winstead Insurance Agency today for more information about what Liability Coverage can do for you.
Our Auto Insurance Coverage Options:
Liability Coverage
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally.
Comprehensive Coverage
Your Auto Insurance policy already gives you peace of mind behind the wheel.
Collision Coverage
For most drivers, a car is more than just a means of transportation – it’s an investment.
Uninsured & Underinsured Motorist Coverage
As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine.
Diminishing Deductible
With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.
Accident Forgiveness
On the road, there are many situations that are outside of your control and sometimes cannot be avoided.
Minor Violation Forgiveness
If you receive a citation without the right coverage, that one minor violation could affect your good driving record.
Roadside Assistance
On the road, anything can happen. From flat tires to breakdowns, it’s best to be prepared for it all.
Specialty Auto Insurance
Whether it’s an antique, a collectible, or your own custom-built roadster, your Specialty Auto is a labor of love.
24-Hour Customer Service
By offering 24/7/365 support, we’re here to serve you – when you need us most.
Towing
In the event of an unexpected breakdown, the last place you’ll want to be is stranded on the side of the road, or stuck with costly towing fees.
Rental Reimbursement
Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.
Personal Injury Protection (PIP)
We’re here to help prepare you for insuring any injuries to you or a family member as a result of an auto accident.
Medical Payments Coverage
When it comes to the safety and security of you and your family, nothing should be left to chance.
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