Auto Insurance

Keeping Maryland Drivers On the Road

Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.

Auto or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Liability coverage is required by most states.

The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state.

As your trusted source for car insurance, Winstead Insurance Agency offers a variety of coverage and additional protection options, such as:

Property Insurance

Why Auto Insurance?

If you’re involved in an accident without car insurance, you’re looking at high out-of-pocket costs, injury liability – even serious legal issues.

Keeping your vehicle insured is simply the responsible thing to do, and it’s an essential financial decision that you can’t drive without. Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road-side assistance, and much more. Since policies vary with protection options, it’s important to talk to a specialist at Winstead Insurance Agency to create a policy that insures your needs.

We provide car insurance to drivers near Elkton, North East, Chesapeake City, Perryville, Cecil County, and Rising Sun.

Winstead Insurance Agency offers free, comparative quotes on auto insurance from multiple carriers so you can get the best possible rate. 

Want to see how much we can save you? Just request a quote or give us a call to find out. 

Our Auto Insurance Coverage Options:

Liability Coverage

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally.

Read More »

Comprehensive Coverage

Your Auto Insurance policy already gives you peace of mind behind the wheel.

Read More »

Collision Coverage

For most drivers, a car is more than just a means of transportation – it’s an investment.

Read More »

Uninsured & Underinsured Motorist Coverage

As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine.

Read More »

Diminishing Deductible

With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.

Read More »

Accident Forgiveness

On the road, there are many situations that are outside of your control and sometimes cannot be avoided.

Read More »

Minor Violation Forgiveness

If you receive a citation without the right coverage, that one minor violation could affect your good driving record.

Read More »

Roadside Assistance

On the road, anything can happen. From flat tires to breakdowns, it’s best to be prepared for it all.

Read More »

Specialty Auto Insurance

Whether it’s an antique, a collectible, or your own custom-built roadster, your Specialty Auto is a labor of love.

Read More »

24-Hour Customer Service

By offering 24/7/365 support, we’re here to serve you – when you need us most.

Read More »

Towing

In the event of an unexpected breakdown, the last place you’ll want to be is stranded on the side of the road, or stuck with costly towing fees.

Read More »

Rental Reimbursement

Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.

Read More »

Personal Injury Protection (PIP)

We’re here to help prepare you for insuring any injuries to you or a family member as a result of an auto accident.

Read More »

Medical Payments Coverage

When it comes to the safety and security of you and your family, nothing should be left to chance.

Read More »

Contact Us

  • This field is for validation purposes and should be left unchanged.

Get an Insurance Quote

What type of insurance are you looking for?