Accident Forgiveness
Don’t Let One Accident Hurt Your Record
We understand that accidents happen. On the road, there are many situations that are outside of your control and sometimes cannot be avoided. At Winstead Insurance Agency, we don’t want an accident to hurt your driving record, or even cause your rates to go up. With the right coverage, you can be forgiven for your first chargeable accident through Accident Forgiveness.
Under Accident Forgiveness, if you’re involved in an accident, your rates won’t increase – even if the accident is your fault. This applies only one time per policy, and once it’s been used, you’ll be eligible to receive it again three years later.
Contact Winstead Insurance Agency today to find out how you can receive the benefits of Accident Forgiveness for your Auto Insurance policy.
Our Auto Insurance Coverage Options:
Liability Coverage
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally.
Comprehensive Coverage
Your Auto Insurance policy already gives you peace of mind behind the wheel.
Collision Coverage
For most drivers, a car is more than just a means of transportation – it’s an investment.
Uninsured & Underinsured Motorist Coverage
As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine.
Diminishing Deductible
With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.
Accident Forgiveness
On the road, there are many situations that are outside of your control and sometimes cannot be avoided.
Minor Violation Forgiveness
If you receive a citation without the right coverage, that one minor violation could affect your good driving record.
Roadside Assistance
On the road, anything can happen. From flat tires to breakdowns, it’s best to be prepared for it all.
Specialty Auto Insurance
Whether it’s an antique, a collectible, or your own custom-built roadster, your Specialty Auto is a labor of love.
24-Hour Customer Service
By offering 24/7/365 support, we’re here to serve you – when you need us most.
Towing
In the event of an unexpected breakdown, the last place you’ll want to be is stranded on the side of the road, or stuck with costly towing fees.
Rental Reimbursement
Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.
Personal Injury Protection (PIP)
We’re here to help prepare you for insuring any injuries to you or a family member as a result of an auto accident.
Medical Payments Coverage
When it comes to the safety and security of you and your family, nothing should be left to chance.
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