Commercial Umbrella Insurance
Extra Protection that Keeps You in Business
As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.
With Commercial Umbrella Insurance from Winstead Insurance Agency, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.
A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.
What Does Commercial Umbrella Insurance Cover?
Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:
- Accidental falls or slips on your property
- A carbon monoxide leak in your building
- Libel, slander, or invasion of privacy
- If one of your products causes injury or illness
- If a fire in your building damages other property
- Violations of Employment Practices Liability
- If your business vehicle is involved in an accident
How Much Commercial Umbrella Insurance Is Enough?
Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at Winstead Insurance Agency, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.
Protect your business personally and financially with a Commercial Umbrella policy from Winstead Insurance Agency.
OUR COVERAGE FOR YOUR BUSINESS OPTIONS INCLUDE:
Loss Control Insurance
Not only is it necessary for you to provide a safe work environment for your employees, it’s also important to be prepared in the event an accident occurs in the workplace.
Business Owners Policy (BOP)
At Winstead Insurance Agency, we’re committed to providing insurance solutions that keep small to medium-sized businesses protected.
Commercial Auto Insurance
Winstead Insurance Agency understands the value of your commercial vehicles and the employees who drive them.
Commercial General Liability
Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you’re also accountable for keeping your employees and property insured from injuries and damages.
Commercial Property Insurance
From serving your customers and offering your products and services to providing your employees with jobs, your business is a powerhouse of activity.
Commercial Umbrella Insurance
As a business owner, keeping your business insured is one of the most important financial decisions you can make.
Crime Insurance
As a business owner, sometimes it’s impossible to know whether the employees you hire are an honest fit for the job, and by the time you discover the truth, the damages can be costly.
Inland Marine Insurance
From transported goods and hauled equipment to storage items and even construction tools, it’s important to keep your investments protected.
Professional Liability
And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.
Workers Compensation
Should an accident happen, having the right Workers Compensation plan from Winstead Insurance Agency can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident.
Bonds
Owning a business means taking risks. At Winstead Insurance Agency, we offer a variety of bond and license services to ensure that your business is protected.
Fidelity Bonds
As a business owner, even if you take every precaution possible to ensure the security of your business assets, theft and dishonesty can still happen.
Surety Bonds
Your primary goal as a business owner is to ensure that your operations run smoothly and efficiently on a daily basis.
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